diff --git a/library/src/main/java/org/mustangproject/ZUGFeRD/OXPullProvider.java b/library/src/main/java/org/mustangproject/ZUGFeRD/OXPullProvider.java
index 95035e8c..1ca123f0 100644
--- a/library/src/main/java/org/mustangproject/ZUGFeRD/OXPullProvider.java
+++ b/library/src/main/java/org/mustangproject/ZUGFeRD/OXPullProvider.java
@@ -461,7 +461,7 @@ public class OXPullProvider extends ZUGFeRD2PullProvider implements IXMLProvider
 			if (trans.getTradeSettlement() != null) {
 				for (final IZUGFeRDTradeSettlement payment : trans.getTradeSettlement()) {
 					if ((payment != null) && (payment instanceof IZUGFeRDTradeSettlementDebit)) {
-		//				xml += payment.getPaymentXML();
+		//not in order-x				xml += payment.getPaymentXML();
 					}
 				}
 			}
diff --git a/library/src/main/java/org/mustangproject/ZUGFeRD/ZUGFeRD2PullProvider.java b/library/src/main/java/org/mustangproject/ZUGFeRD/ZUGFeRD2PullProvider.java
index 9ca14bba..17248b92 100644
--- a/library/src/main/java/org/mustangproject/ZUGFeRD/ZUGFeRD2PullProvider.java
+++ b/library/src/main/java/org/mustangproject/ZUGFeRD/ZUGFeRD2PullProvider.java
@@ -45,7 +45,7 @@ import org.mustangproject.XMLTools;
 
 public class ZUGFeRD2PullProvider implements IXMLProvider {
 
-  protected byte[] zugferdData;
+	protected byte[] zugferdData;
 	protected IExportableTransaction trans;
 	protected TransactionCalculator calc;
 	private String paymentTermsDescription;
@@ -130,10 +130,10 @@ public class ZUGFeRD2PullProvider implements IXMLProvider {
 		}
 		xml += "	<ram:Name>" + XMLTools.encodeXML(party.getName()) + "</ram:Name>\n";
 
-		if (party.getLegalOrganisation()!=null) {
-			xml +=     "<ram:SpecifiedLegalOrganization> ";
-			xml +=     "  <ram:ID schemeID=\""+XMLTools.encodeXML(party.getLegalOrganisation().getSchemeID())+"\">"+XMLTools.encodeXML(party.getLegalOrganisation().getID())+"</ram:ID>";
-			xml +=    "</ram:SpecifiedLegalOrganization>";
+		if (party.getLegalOrganisation() != null) {
+			xml += "<ram:SpecifiedLegalOrganization> ";
+			xml += "  <ram:ID schemeID=\"" + XMLTools.encodeXML(party.getLegalOrganisation().getSchemeID()) + "\">" + XMLTools.encodeXML(party.getLegalOrganisation().getID()) + "</ram:ID>";
+			xml += "</ram:SpecifiedLegalOrganization>";
 		}
 
 		if ((party.getContact() != null) && (isSender || profile == Profiles.getByName("Extended") || profile == Profiles.getByName("XRechnung"))) {
@@ -488,9 +488,9 @@ public class ZUGFeRD2PullProvider implements IXMLProvider {
 
 		if (trans.getSpecifiedProcuringProjectID() != null) {
 			xml = xml + "   <ram:SpecifiedProcuringProject>\n"
-			+ "       <ram:ID>"
-			+ XMLTools.encodeXML(trans.getSpecifiedProcuringProjectID()) + "</ram:ID>\n";
-			if(trans.getSpecifiedProcuringProjectName()!= null) {
+					+ "       <ram:ID>"
+					+ XMLTools.encodeXML(trans.getSpecifiedProcuringProjectID()) + "</ram:ID>\n";
+			if (trans.getSpecifiedProcuringProjectName() != null) {
 				xml += "       <ram:Name >" + XMLTools.encodeXML(trans.getSpecifiedProcuringProjectName()) + "</ram:Name>\n";
 			}
 			xml += "    </ram:SpecifiedProcuringProject>\n";
@@ -507,7 +507,7 @@ public class ZUGFeRD2PullProvider implements IXMLProvider {
 				+ "				<ram:OccurrenceDateTime>";
 
 		if (trans.getDeliveryDate() != null) {
-			xml +=  DATE.udtFormat(trans.getDeliveryDate());
+			xml += DATE.udtFormat(trans.getDeliveryDate());
 		} else {
 			throw new IllegalStateException("No delivery date provided");
 		}
@@ -669,10 +669,10 @@ public class ZUGFeRD2PullProvider implements IXMLProvider {
 			xml = xml + "   <ram:InvoiceReferencedDocument>\n"
 					+ "       <ram:IssuerAssignedID>"
 					+ XMLTools.encodeXML(trans.getInvoiceReferencedDocumentID()) + "</ram:IssuerAssignedID>\n";
-			if(trans.getInvoiceReferencedIssueDate()!= null){
-				xml += "<ram:FormattedIssueDateTime>" 
-				+ DATE.qdtFormat(trans.getInvoiceReferencedIssueDate())
-				+ "</ram:FormattedIssueDateTime>\n";
+			if (trans.getInvoiceReferencedIssueDate() != null) {
+				xml += "<ram:FormattedIssueDateTime>"
+						+ DATE.qdtFormat(trans.getInvoiceReferencedIssueDate())
+						+ "</ram:FormattedIssueDateTime>\n";
 			}
 			xml += "   </ram:InvoiceReferencedDocument>\n";
 		}
@@ -706,7 +706,6 @@ public class ZUGFeRD2PullProvider implements IXMLProvider {
 	}
 
 	private String buildPaymentTermsXml() {
-
 		final IZUGFeRDPaymentTerms paymentTerms = trans.getPaymentTerms();
 		if (paymentTerms == null) {
 			return "";
@@ -714,18 +713,27 @@ public class ZUGFeRD2PullProvider implements IXMLProvider {
 		String paymentTermsXml = "<ram:SpecifiedTradePaymentTerms>";
 
 		final IZUGFeRDPaymentDiscountTerms discountTerms = paymentTerms.getDiscountTerms();
-		final Date dueDate = paymentTerms.getDueDate();
+		Date dueDate = paymentTerms.getDueDate();
 		if (dueDate != null && discountTerms != null && discountTerms.getBaseDate() != null) {
 			throw new IllegalStateException(
 					"if paymentTerms.dueDate is specified, paymentTerms.discountTerms.baseDate has not to be specified");
 		}
 		paymentTermsXml += "<ram:Description>" + paymentTerms.getDescription() + "</ram:Description>";
+
 		if (dueDate != null) {
 			paymentTermsXml += "<ram:DueDateDateTime>";
-			paymentTermsXml += DATE.udtFormat(dueDate) ;
+			paymentTermsXml += DATE.udtFormat(dueDate);
 			paymentTermsXml += "</ram:DueDateDateTime>";
 		}
 
+		if (trans.getTradeSettlement() != null) {
+			for (final IZUGFeRDTradeSettlement payment : trans.getTradeSettlement()) {
+				if ((payment != null) && (payment instanceof IZUGFeRDTradeSettlementDebit)) {
+					paymentTermsXml += payment.getPaymentXML();
+				}
+			}
+		}
+
 		if (discountTerms != null) {
 			paymentTermsXml += "<ram:ApplicableTradePaymentDiscountTerms>";
 			final String currency = trans.getCurrency();
@@ -737,7 +745,7 @@ public class ZUGFeRD2PullProvider implements IXMLProvider {
 			if (discountTerms.getBaseDate() != null) {
 				final Date baseDate = discountTerms.getBaseDate();
 				paymentTermsXml += "<ram:BasisDateTime>";
-				paymentTermsXml +=  DATE.udtFormat(baseDate);
+				paymentTermsXml += DATE.udtFormat(baseDate);
 				paymentTermsXml += "</ram:BasisDateTime>";
 
 				paymentTermsXml += "<ram:BasisPeriodMeasure unitCode=\"" + discountTerms.getBasePeriodUnitCode() + "\">"
diff --git a/library/src/test/java/org/mustangproject/ZUGFeRD/ZF2EdgeTest.java b/library/src/test/java/org/mustangproject/ZUGFeRD/ZF2EdgeTest.java
index 3151dfb4..ee3e1d42 100644
--- a/library/src/test/java/org/mustangproject/ZUGFeRD/ZF2EdgeTest.java
+++ b/library/src/test/java/org/mustangproject/ZUGFeRD/ZF2EdgeTest.java
@@ -24,6 +24,7 @@ import java.io.IOException;
 import java.io.InputStream;
 import java.math.BigDecimal;
 import java.nio.charset.StandardCharsets;
+import java.text.ParseException;
 import java.text.SimpleDateFormat;
 import java.util.Calendar;
 import java.util.Date;
@@ -172,7 +173,7 @@ public class ZF2EdgeTest extends MustangReaderTestCase implements IExportableTra
 	public IZUGFeRDExportableTradeParty getRecipient() {
 		return new RecipientTradeParty();
 	}
-	
+
 	@Override
 	public IZUGFeRDExportableTradeParty getDeliveryAddress() {
 		return new RecipientTradeParty();
@@ -194,7 +195,7 @@ public class ZF2EdgeTest extends MustangReaderTestCase implements IExportableTra
 		EdgeProduct designProduct = new EdgeProduct("", "Künstlerische Gestaltung (Stunde): Einer Beispielrechnung",
 				"HUR");
 		EdgeProduct balloonProduct = new EdgeProduct("", "Bestellerweiterung für E&F Umbau", "C62");// test for issue
-																									// 103
+		// 103
 		EdgeProduct airProduct = new EdgeProduct("", "Heiße Luft pro Liter", "LTR");
 
 		Item design=new Item(new BigDecimal("160"), new BigDecimal("1"), designProduct);
@@ -211,6 +212,31 @@ public class ZF2EdgeTest extends MustangReaderTestCase implements IExportableTra
 		return "Zahlbar ohne Abzug bis zum " + germanDateFormat.format(getDueDate());
 	}
 
+	@Override
+	public IZUGFeRDPaymentTerms getPaymentTerms() {
+		PaymentDiscountTerms paymentDiscountTerms =
+				new PaymentDiscountTerms(
+						new BigDecimal(2), // skonto prozent
+						null, // kein basedate
+						14, // anzahl tage
+						"DAYS");
+
+		Date due  = null;
+		try {
+			due = new SimpleDateFormat("yyyyMMdd").parse("20220228");
+		} catch (ParseException e) {
+			e.printStackTrace();
+
+		}
+		return
+				new PaymentTerms(
+						"14 Tage 2% Skonto, 30 Tage rein netto",
+						due,// fälligkeitsdatum
+						paymentDiscountTerms //PaymentDiscountTerms
+				);
+
+	}
+
 	@Override
 	public IZUGFeRDAllowanceCharge[] getZFAllowances() {
 		return null;
@@ -264,8 +290,8 @@ public class ZF2EdgeTest extends MustangReaderTestCase implements IExportableTra
 				.getResourceAsStream("/MustangGnuaccountingBeispielRE-20170509_505blanko.pdf");
 
 			 ZUGFeRDExporterFromA1 ze = new ZUGFeRDExporterFromA1().setProducer("My Application")
-						.setCreator(System.getProperty("user.name")).setZUGFeRDVersion(2).ignorePDFAErrors()
-						.load(SOURCE_PDF)) {
+					 .setCreator(System.getProperty("user.name")).setZUGFeRDVersion(2).setProfile(Profiles.getByName("Extended")).ignorePDFAErrors()
+					 .load(SOURCE_PDF)) {
 			ze.setTransaction(this);
 			String theXML = new String(ze.getProvider().getXML(), StandardCharsets.UTF_8);
 			assertTrue(theXML.contains("<rsm:CrossIndustryInvoice"));
@@ -276,14 +302,15 @@ public class ZF2EdgeTest extends MustangReaderTestCase implements IExportableTra
 
 		// now check the contents (like MustangReaderTest)
 		ZUGFeRDImporter zi = new ZUGFeRDImporter(TARGET_PDF);
-
-		assertTrue(zi.getUTF8().contains("<ram:TypeCode>59</ram:TypeCode>"));
-		assertTrue(zi.getUTF8().contains("<ram:ShipToTradeParty>"));
-		assertTrue(zi.getUTF8().contains("<ram:IBANID>DE540815</ram:IBANID>"));
-		assertTrue(zi.getUTF8().contains("<ram:DirectDebitMandateID>DE99XX12345</ram:DirectDebitMandateID>"));
-		assertFalse(zi.getUTF8().contains("<ram:DueDateDateTime>"));
-		assertFalse(zi.getUTF8().contains("EUR"));
-		assertTrue(zi.getUTF8().contains("USD"));//currency should be USD, test for #150
+		String resultXML=zi.getUTF8();
+		assertTrue(resultXML.contains("<ram:TypeCode>59</ram:TypeCode>"));
+		assertTrue(resultXML.contains("<ram:ShipToTradeParty>"));
+		assertTrue(resultXML.contains("<ram:IBANID>DE540815</ram:IBANID>"));
+		assertTrue(resultXML.contains("<ram:ApplicableTradePaymentDiscountTerms"));
+		assertTrue(resultXML.contains("<ram:DirectDebitMandateID>DE99XX12345</ram:DirectDebitMandateID>"));
+		assertTrue(resultXML.contains("<ram:DueDateDateTime>"));
+		assertFalse(resultXML.contains("EUR"));
+		assertTrue(resultXML.contains("USD"));//currency should be USD, test for #150
 
 		// Reading ZUGFeRD
 		assertEquals("496.00", zi.getAmount());
@@ -311,9 +338,9 @@ public class ZF2EdgeTest extends MustangReaderTestCase implements IExportableTra
 		try (InputStream SOURCE_PDF = this.getClass()
 				.getResourceAsStream("/MustangGnuaccountingBeispielRE-20170509_505PDFA3.pdf");
 
-				IZUGFeRDExporter ze = new ZUGFeRDExporterFromA3().setProducer("My Application")
-						.setCreator(System.getProperty("user.name")).setZUGFeRDVersion(2).disableFacturX()
-						.load(SOURCE_PDF)) {
+			 IZUGFeRDExporter ze = new ZUGFeRDExporterFromA3().setProducer("My Application")
+					 .setCreator(System.getProperty("user.name")).setZUGFeRDVersion(2).disableFacturX()
+					 .load(SOURCE_PDF)) {
 			ze.setTransaction(this);
 			String theXML = new String(ze.getProvider().getXML(), StandardCharsets.UTF_8);
 			assertTrue(theXML.contains("<rsm:CrossIndustryInvoice"));
@@ -324,4 +351,67 @@ public class ZF2EdgeTest extends MustangReaderTestCase implements IExportableTra
 
 	}
 
+	private class PaymentDiscountTerms implements IZUGFeRDPaymentDiscountTerms {
+
+		protected BigDecimal percent;
+		protected Date baseDate;
+		protected int periodMeasure;
+		protected String periodCode;
+
+		public PaymentDiscountTerms(BigDecimal percent, Date baseDate, int periodMeasure, String periodCode) {
+			this.percent = percent;
+			this.baseDate = baseDate;
+			this.periodMeasure = periodMeasure;
+			this.periodCode = periodCode;
+		}
+
+		@Override
+		public BigDecimal getCalculationPercentage() {
+			return percent;
+		}
+
+		@Override
+		public Date getBaseDate() {
+			return baseDate;
+		}
+
+		@Override
+		public int getBasePeriodMeasure() {
+			return periodMeasure;
+		}
+
+		@Override
+		public String getBasePeriodUnitCode() {
+			return periodCode;
+		}
+	}
+	private class PaymentTerms implements IZUGFeRDPaymentTerms {
+
+		protected String description;
+		protected Date duedate;
+		protected IZUGFeRDPaymentDiscountTerms disco;
+
+		public PaymentTerms(String description, Date duedate, IZUGFeRDPaymentDiscountTerms disco) {
+			this.description = description;
+			this.duedate = duedate;
+			this.disco = disco;
+		}
+
+		@Override
+		public String getDescription() {
+			return description;
+		}
+
+		@Override
+		public Date getDueDate() {
+			return duedate;
+		}
+
+		@Override
+		public IZUGFeRDPaymentDiscountTerms getDiscountTerms() {
+			return disco;
+		}
+	}
+
+
 }
diff --git a/library/src/test/java/org/mustangproject/ZUGFeRD/ZF2PushTest.java b/library/src/test/java/org/mustangproject/ZUGFeRD/ZF2PushTest.java
index 121a5086..2e3c5ad2 100644
--- a/library/src/test/java/org/mustangproject/ZUGFeRD/ZF2PushTest.java
+++ b/library/src/test/java/org/mustangproject/ZUGFeRD/ZF2PushTest.java
@@ -371,6 +371,7 @@ public class ZF2PushTest extends TestCase {
 
 			SimpleDateFormat sdf = new SimpleDateFormat("yyyy-MM-dd");
 			try {
+
 				ze.setTransaction(new Invoice().setCurrency("CHF").addNote("document level 1/2").addNote("document level 2/2").setDueDate(new Date()).setIssueDate(new Date()).setDeliveryDate(new Date())
 						.setDetailedDeliveryPeriod(new SimpleDateFormat("yyyyMMdd").parse(occurrenceFrom), new SimpleDateFormat("yyyyMMdd").parse(occurrenceTo))
 						.setSender(new TradeParty(orgname, "teststr", "55232", "teststadt", "DE").addTaxID(taxID).setID("0009845"))
@@ -396,6 +397,7 @@ public class ZF2PushTest extends TestCase {
 		// now check the contents (like MustangReaderTest)
 		ZUGFeRDImporter zi = new ZUGFeRDImporter(TARGET_PUSHEDGE);
 
+		assertFalse(zi.getUTF8().contains("<ram:IBANID>")); // maybe add a direct debit mandate to the class in the future then this would fail
 		assertTrue(zi.getUTF8().contains("Hinterhaus"));
 		assertTrue(zi.getUTF8().contains("0009845"));
 		assertTrue(zi.getUTF8().contains("0008734"));
diff --git a/validator/pom.xml b/validator/pom.xml
index 0245f970..e3f27dcc 100644
--- a/validator/pom.xml
+++ b/validator/pom.xml
@@ -122,7 +122,7 @@
             </plugins>
         </pluginManagement>
         <plugins>
-            <!-- be able to generate XSLT from XRechnung Schematron: uncomment this and "mvn generate-resources" if you have 20min to spare-->
+            <!-- be able to generate XSLT from XRechnung Schematron: uncomment this and "mvn generate-resources" if you have 20min to spare
             <plugin>
                 <groupId>com.helger.maven</groupId>
                 <artifactId>ph-schematron-maven-plugin</artifactId>
@@ -139,6 +139,7 @@
                     </execution>
                 </executions>
             </plugin>
+            -->
 
             <!-- allow getImplementationVersion for the pom.xml -->
             <plugin>