diff --git a/library/src/main/java/org/mustangproject/ZUGFeRD/ZUGFeRD2PullProvider.java b/library/src/main/java/org/mustangproject/ZUGFeRD/ZUGFeRD2PullProvider.java
index c0674e61..8fe07564 100644
--- a/library/src/main/java/org/mustangproject/ZUGFeRD/ZUGFeRD2PullProvider.java
+++ b/library/src/main/java/org/mustangproject/ZUGFeRD/ZUGFeRD2PullProvider.java
@@ -969,10 +969,16 @@ public class ZUGFeRD2PullProvider implements IXMLProvider {
 	}
 
 	private String buildPaymentTermsXml() {
-		final IZUGFeRDPaymentTerms[] paymentTerms = trans.getExtendedPaymentTerms();
+
+		ArrayList<IZUGFeRDPaymentTerms> paymentTerms = new ArrayList<IZUGFeRDPaymentTerms>(Arrays.asList(trans.getExtendedPaymentTerms()));
+
+		IZUGFeRDPaymentTerms izpt= trans.getPaymentTerms();
+		if (izpt!=null) {
+			paymentTerms.add(izpt);
+		}
 
 		String paymentTermsXml = "";
-		if (paymentTerms == null || paymentTerms.length == 0) {
+		if (paymentTerms.size() == 0) {
 			return "";
 		}